Star Health Insurance is India’s first and only standalone health insurance company. It has been in business for close to 15 years and has been a pioneer in many industry-related decisions. From offering a wide range of health insurance covers to being the only Indian health insurer to offer insurance to the patients of HIV/AIDS, Star Health is a very popular and reputed name in the area of health insurance in India. The insurance provider has also received several awards and recognitions over the years and this established the fact that the company is indeed one of the best providers of health insurance in the country.
Top features and benefits of Star Health Insurance
Here are the most prominent features and benefits that make Star Health Insurance one of the top-rated health insurance companies in India:
- Extensive variety of plans –
The company has a wide range of health insurance plans on offer. From comprehensive health insurance plans to individual plans to family floater plans, you will never find a shortage of options. This apart, Star Health also offers other types of health covers such as the personal accident covers, overseas travel insurance covers and diabetes covers. The company has special plans for senior citizens and women. They also offer specialised covers like maternity insurance plans. This makes Star Health Insurance a one-stop-destination for all your health insurance requirements.
- In house claim settlement –
One of the biggest benefits you get as a customer of Star Health is that of in-house claim settlement. This means you do not have to go through any TPA to get your claim settled. You can directly get the claim steeled with the help of the insurance provider. All you have to do is show your health insurance card and follow the steps required. The company is very swift and efficient with claim settlements, making it easy for you to get your claim settled in a smooth and effortless manner.
- Huge range of network hospitals –
Being one of the oldest and most reputed health insurance companies in India, Star Health has a huge range of network hospitals where you can get cashless treatment. This is a major benefit as, with close to 10,000 hospitals across India empanelled, you are bound to find a facility close to wherever you are in the country.
- Excellent customer support –
A company is always known by the way in which it treats its customers. Here too, Star Health stands out as the company has an excellent customer support team. You can call in at any time with your queries. The customer support executives are well-trained and very friendly. They solve your doubts in a quick and efficient manner. Apart from calling, you can also reach the insurer over chat and email. The company also has about 500 branch offices across India, so if you ever need to personally visit them, you can drop in at a branch close to you.
- High claim payout –
Another advantage you get when you buy the insurance plans is that you are very likely to get the claim when there is a requirement. Star Health Insurance has a high claim settlement ratio that tells us that the company is diligent in clearing claims, provided the policyholders follow the rules and conditions and make the claim in a proper and methodical fashion.
- Very affordable –
The medical insurance plans from Star Health Insurance are very affordable. This makes it easy for people from all walks of life to afford these plans. Also, the company has special plans for farmers and students. These plans are very economic and allow the policyholders to stay covered under a good health insurance plan even when they are unable to pay high premiums for their coverage. The premium payment terms are also favourable, making it all the more affordable and convenient.
- Excellent digital presence –
Star Health Insurance has a very impressive online presence. You no longer need to visit the insurance provider’s office or stand in long queues just to get a health insurance policy. These days, you can simply go online and get your plan in an instant. The company has a modern website and mobile app. The plans can be bought online, the premiums can be paid online and claims can be filed online as well. This helps you to save a lot of time and effort when you look to buy or service your health insurance policy.
- Cover for HIV –
As stated, Star Health Insurance is the only insurance company in India that offers health insurance to HIV positive patients. The Star Net Plus plan offers covers for the existing patients of HIV/AIDS. This is a rare and unique benefit offered by the company that makes it very convenient for the people who need this cover.
These features indeed make Star Health Insurance one of the best health insurance providers in the country. If you are looking for a good medical insurance company from a trusted insurer, you can definitely check out the plans from Star Health Insurance and you will surely find your ideal cover.
